As we enter the new year, plenty of photographers usually take this time to reflect on their craft, set achievable milestones, or even think bigger than ever by creating a plan of action to take their work to new heights. It’s great to be ambitious, but you might want to hold your horses for a second. Photography is exciting, but it's a good idea to first ensure that your expensive equipment is adequately protected before taking any big leaps.
If you’re reading Digital Camera World, chances are you’re pretty serious about photography and have likely already invested in the right equipment for your craft. All photographers know that camera equipment is NOT cheap, so it’s worth considering camera insurance, since it could help with financial loss if the worst were ever to happen.
No photographer ever thinks something bad might happen to them or their equipment on the job until it’s too late. And there are endless possibilities of situations that can turn sour when expensive gear is involved, whether you’re shooting outdoors or even in a safe studio environment. Imagine you’re at a wedding and a child spills something on your lens, or perhaps a light stand topples over in the wind. Maybe you leave your tripod in the boot of your car one time and it gets stolen*. No matter how careful you are, things can still go wrong.
Thankfully, companies like The Insurance Emporium exist to help protect the things in life that are the most valuable to us, including the tools that contribute to our business and income as photographers.
Camera insurance really doesn’t have to be complicated, either. The Insurance Emporium provides two levels of cover: Amateur and Semi-Professional, or Professional, and both types of insurance policies can be personalised with optional benefits to suit the type of photography you specialise in. For example, you might also wish to cover your smartphone and any gadgets within your policy, as well as waterproof equipment or action cameras.
Summary of camera insurance offered by the Insurance Emporium:
”Good things happen in The Insurance Emporium”. Take a look at the camera insurance policies offered by the company below.
For the Amateur & Semi-Professional policy, coverage includes:
- Theft
- Loss or Accidental Damage
- New for Old
- Unattended Vehicle
- Worldwide Cover
- Replacement Hire
- Data Recovery
- Public Liability
- Personal Accident
For the Professional policy, coverage includes all of the above, as well as:
- Accidental Portfolio Damage (this can also be added as an optional benefit for Amateur & Semi-Professional policies)
- Props
- Professional Indemnity
Optional Benefits from the Insurance Emporium also allow you to tweak your photographic insurance policy with the following:
- Gadgets and Mobile Phones
- Helmet, Sports & Action Cameras
- Waterproof Photographic Equipment
- New for Old for Life
- Extended Worldwide Cover
- Extended Professional Indemnity**
- Extended Public Liability**
- Associates Liability**
(** only available on Professional policies).
Special discount
If you’re intrigued by the benefits of camera insurance, you can easily get in touch with The Insurance Emporium now for a quote by visiting their website or calling the team directly on 03300 244 062.
BUT – be sure to mention the promo code: DIGICAM when you enquire to receive a 5% exclusive discount for Digital Camera World readers.
Offer ends 31/12/2025 and is not available in conjunction with any other promo code. The Promo Code Discount is available from the start of the policy until its first review/renewal date.
Lifestyle Policy Limited is an appointed representative of The Equine and Livestock Insurance Company Limited. The Insurance Emporium ® is a trading name of The Equine and Livestock Insurance Company Limited (registered in England and Wales no: 294940) which is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority no: 202748.
*Please ensure you read the Insurance Product Information Document (IPID) and policy wording, for information on policy exclusions and limitations.
